The Real Cost
Let's be honest. Medical and mental health care can be expensive. And yet, the cost of not addressing pressing issues in your health and relationships can be HUGE. Can you afford NOT to have counseling?
Research shows that after receiving treatment, almost 90% of clients report an improvement in their emotional health, and nearly two-thirds report an improvement in their overall physical health.
A majority of clients report an improvement in their functioning at work, and over three-fourths of those receiving marital/couples or family therapy report an improvement in the couple relationship. (Source: AAMFT.org)
$155 per each 50-minute.
Payment Cash, check and all major credit cards accepted for payment, DUE AT TIME OF SERVICE.
I am in network for Blue Cross and Blue Shield and will file your insurance for you.
Other insurance is accepted. Most will reimburse at an "out-of-network" rate. I will be glad to file your insurance for you so your insurance company can reimburse you. Because there are some disadvantages of filing for psychotherapy with your insurance company, you may want to read about the Benefits of Paying Privately for Therapy.
Benefits of Paying Privately for Therapy
Privacy: Insurance companies have numerous people examining your files at various stages: people who authorize payment, track your progress, audit psychotherapy practices, input data, print bills, and so on. By not involving your insurance company, your private personal information stays in my office. I’m the only person who has access to it except under specific circumstances which are outlined in the “Informed Consent and Privacy Practices.”
Control: Insurance companies will often authorize only a certain limited number of sessions and can arbitrarily stop paying for sessions for a variety of reasons. Insurance companies make money by getting you out of therapy as soon as possible, whether your issues are resolved or not. I want us to make a decision together, when you are ready--not allow a corporation to tell you when to stop therapy.
Your Future: Your insurance provider requires you to receive a psychiatric diagnosis for your issue (e.g. major depressive disorder, generalized anxiety disorder, bipolar disorder). If you wish to obtain private health or life insurance in the future, this information is open to review and can result in you and your family being denied coverage. Paying privately avoids this risk. What About Using My Insurance Benefits? Payment is due at the beginning of each session in the form of cash, check or any major credit card. If you choose to use your insurance for therapy, I will be glad to submit claims to your insurance company for you. Your insurance company can then reimburse you at the level they have predetermined. Some insurance companies allow clients to apply psychotherapy fees to their yearly out-of-pocket deductible. If you have this benefit, I can provide a form in exchange for your payment which you can submit to your insurance company. Also, some employers allow the use of flexible spending accounts, medical savings accounts, or health reimbursement arrangements. How to Find Out More About These Options: To determine if you have out-of-network benefits, call the telephone number on the back of your insurance card. The customer service representative will be able to answer your questions. Be sure to ask what documents they require in order to reimburse you. To determine if you may utilize a flexible spending account, medical savings account, or health reimbursement arrangement to pay for therapy, call your employer’s human resources or benefit department. Be sure to ask what procedures you must follow and what documentation they require in order to reimburse you.
A thousand mile journey begins with one step. Call me today!
Brooke Seager Marriage and Family Therapy